Insurance Adjusters May Devalue Your Claim

Insurance Adjusters May Devalue Your Claim

The aftermath of a car accident is unquestionably stressful. In addition to having to deal with the process of proving your damages, accident victims are often repeatedly called upon to recall traumatic events in order to move forward with their case. On top of all of this, victims must manage the process of dealing with insurance adjusters who act as gatekeepers for their insurance settlement compensation. Because they work for for-profit companies, at the end of the day, their job is to protect their company’s money and assets. As a result, if they are given an excuse to devalue or reject a claim, they will. 

It is far too easy to say something–unintentionally–to an insurance adjuster that could damage your ability to receive all the compensation you deserve in the wake of a crash. As a result, it is important to speak with an attorney about negotiating with insurance adjusters on your behalf. As an experienced car accident lawyer in Las Vegas, NV, including those who practice at the Eric Roy Law Firm can attest, working with an attorney to head off the most common arguments that insurance adjusters use to disprove a claim can make a big difference in the outcome of an accident victim’s case.  

Adjuster Attempts to Disprove Your Claim
The following are a couple of defenses that an adjuster might use to disprove your claim and to keep you from getting the money you deserve.

Contributory Negligence
In most car collision cases, the question of who was truly at fault for the crash isn’t easy to determine at a glance. Sometimes an injury victim is partially at fault but not totally at fault for their injurious circumstances. If an insurance adjuster perceives that you were in some way at fault for the collision, they’ll use it against you. However, experienced attorneys understand that even those injury victims who were partially to blame for their harm often remain entitled to receive significant compensation. Don’t admit blame to an insurance adjuster and don’t let partial fault keep you from exploring your legal options.

Failure to Seek Medical Advice

If you’ve been in an accident it’s important to seek medical attention as soon as possible. If you do not, an insurance adjuster might use this against you and claim that since you did not seek medical help soon after your accident, there is no way to be sure that your injuries were caused by the accident. If you have not yet sought medical attention in the wake of an accident, do so now and then call an attorney to proactively explore your legal rights and options.